Chapter 39 What A Coincidence

Su Wencheng brought the documents and walked into the lending office on the second floor of Dragon Construction Bank.

“Uncle, this is a gift from me and Fei.”

“Fei said that we needed your help this time. And when this is done, we'll thank you with something even better.” Su Nan smiled and offered a box of Ginseng.

Behind the desk sat a bald man in his forties. And he was Qian Sheng, director of the lending department of Dragon Construction Bank.

He was Wu Fei's uncle. He was able to get this position thanks largely to the help of the Wu family.

“Ms. Su, that's very kind of you.”

“Fei’s business is my business. We’re family, after all.”

“Did you bring the files over?”

Su Nan said hurriedly, “Wencheng, give the documents to Mr. Qian.”

Su Wencheng was still a little reluctant to take the files out of his hand. He said, “This is all we got now.”

“The equipment in the factory was replaced not long ago. The most important thing is the land.”

“It used to be cheap, so my grandfather bought it straight away. But it's in demand right now.”

“If we weren't desperate for money this time, we wouldn't use it as collateral.”

Qian Sheng examined the document carefully and there was a smile in his eyes. According to Wu Fei's instructions, what the Wu family wanted was not the pharmaceutical factory.

What they wanted was the land.

If they could get it for three million, it was quite a bargain.

Now, if the Su family used it as collateral, it was like they were offering a discount, because he'd already done something to the loan contract.

“There's been a lot of stuff going on with the Su family lately and there’re countless rumors. To be honest, we will take a risk when we lend to you.”

“Mr. Su, please check the agreement. If nothing is wrong, sign the contract.”

“Three million, you can have it today.”

“I believe that with this money, you can make a comeback.”

Su Nan also said hurriedly, “A great man knows when to yield and when not. Wencheng, you're the future of the Su family.”

“This money is also the capital for your comeback.”

“Sign it!”

“When the time comes, we can stomp Yang Yulan, Su Su, and that hooligan Qin Tian down.”

Su Wencheng had wanted to read the contract, but his blood was boiling when he heard that.

Besides, there was too much in the contract. He couldn't read the terms at all.

He thought that his sister and brother-in-law would not do anything to hurt him.

So he signed on behalf of the Su family solemnly.

Meanwhile, on the third floor, in the bank president's office.

“Qin Tian, how much do you think we can get for this deed?”

“Medical companies need more cumbersome procedures. It has relatively high requirements for factories, warehouses, logistics, and so on. We're gonna need a lot of money.”

Qin Tian asked, “How much do you think it will take, conservatively?”

Su Su thought about it and said, “Three million to be conservative. If you want to set aside enough liquidity, it is even more difficult to say.”

“I'm hoping to get three and a half million.”

Qin Tian said with a smile, “Three million is not enough.”

“I say seven million.”

Su Su glared at Qin Tian and said angrily, “Are you out of your mind? This villa is now worth just over three million.”

“Won't the bank devalue when we use it as collateral?”

“I guess you don't know how to do the math!”

In Su Su's eyes, Qin Tian was just a clever boy who couldn't do anything serious.

To tell the truth, this was also the reason why she looked down on Qin Tian a little.

Just then, the door opened and a young woman walked in.

She glanced at Qin Tian and Su Su disdainfully and said, “You're the ones who had to talk to the president?”

“Our president is coming. But he's got a meeting next, so if there's anything you need to talk to him about, just say it as fast as you can.”

Then she muttered, “We are really getting all kinds of people in our bank these days.”

Both Su Su and Qin Tian looked ordinary. How could they meet the president in person? She thought they must be his poor relatives from the country.

Hearing her words, Su Su blushed and became more nervous.

At this time, she even blamed Qin Tian because he insisted on coming to the president’s office.

Logically, in terms of the amount of their loan, they were not qualified to talk to the president.

“Where’s Mr. Qin?” An excited voice came from outside the door.

A man in his fifties, wearing gold-rimmed glasses, rushed in.

“Mr. Wang, here they are.”

“Why don't you go about your business? I'll take care of them for you.” The secretary immediately said with a flattering smile.

She felt that helping the leader to block the poor relatives was also a way to solve the problem for the leader.

To her surprise, Mr. Wang wiped the sweat from his forehead and said seriously, “What do you think you are? Get out of here!”

Oh…

The secretary left in confusion. Before she left, she stared at Su Su and Qin Tian and wondered if Mr. Wang liked this woman.

She was pretty, but she was just a cripple. Did Mr. Wang like this type?

In the room, Wang Bin let out a sigh and walked toward Qin Tian. But Qin Tian stopped him with a gaze.

“Mr. Wang, right? I'm here to help my wife get a loan.”

“This is the property ownership certificate of our villa. This villa is in a prime location, and it’s in demand now.”

“How much do you think we can get?”

Wang Bin wiped his sweat and pretended to check the certificate carefully.

Su Su said nervously, “Do you think we can get three and a half million?”

That was more than she expected and it took a lot of courage for her to speak up.

“You want to borrow three and a half million?” Wang Bin frowned.

“I know it's a lot to ask. How about three million?” Su Su added hurriedly.

Wang Bin banged the table. “It's in such a nice location, and it's such a nice house. And as Mr. Qin said, it is in demand, so how could it just be worth three and a half million?”

“If that's all right with you, Miss Su, we'll make it seven million. What do you think?”

Su Su opened her mouth wide in surprise. She could not help looking at Qin Tian, feeling so shocked in her heart.

How could this man be right?

She was still in disbelief when she finished the formalities and walked out the door of the president's office.

It was like a dream.

“Ok, we have got the contract.”

“Mr. Su, you can go back now and wait. I will apply for a special approval for you, and you can get the loan before today ends.”

Looking at Su Nan and Su Wencheng leaving, Qian Sheng immediately sent a message to Wu Fei to report the situation.

There was a sinister smile on Wu Fei’s face. He dialed a number and said, “Mr. Wang, now you can gather your farmers and ask for money from the Su family.”

“Remember, it must be the full amount owed. Otherwise, you will cut off all cooperation with the Su family for good.”

Mr. Wang was the leader of a farmer group. The Su family relied on them for all their medicinal supplies.

After getting Wu Fei's instructions, Mr. Wang immediately assembled a group of farmers and then aggressively walked toward the Su family’s pharmaceutical factory.

“Qin Tian, what are you doing here?” In the hall, Su Wencheng looked angry when he saw Qin Tian and Su Su.

Qin Tian saw the loan agreement in his hand and sneered, “What a coincidence! Su Su and I are here for a loan, too.”