Chapter 2: Collateral II

As she positioned herself over his lap she could already feel his erection under the towel. As he began she closed her eyes and tried to imagine it was Alex spanking her. That was difficult for Blaine had his own style of spanking. Maybe all men did. He also spanked harder than Alex, at least in the opening stage. It went on for a long time during which he spoke to her only once, to tell her to spread her legs more. He would pause at times to rub her cheeks, sometimes spreading them, exposing her anus, or he would stroke the inside of her thighs, the side of his hand rubbing against her labia. Steve and Peter never took such liberties. How much of this Alex saw she didn’t know. She could sometimes hear him walking around. Once she heard him go to the bathroom.

When Blaine was done Alex asked him whether he enjoyed it. Very much so, he said, adding that she had a lovely ass. But what would really be nice was if she would suck his cock. Alex said, “Sure, Tom, that’s no problem.” It was one more shock and this one had no precedent. Since meeting Alex no other man had penetrated any of her orifices. But to refuse would have taken more courage than she possessed. Without further prompting she climbed off his lap and fell to her knees. She noticed a stain of liquid on the towel. It was her cum juice. Blaine tossed the towel aside and unzipped his fly. Her eyes widened at the sight of his erect penis—it was huge, both in length and in width. It was the largest she had ever seen. She leaned over and put it in her mouth while he grabbed her hair.

At the critical moment he jerked back her head and came all over her. Alex told her to go take a shower. She spent as long as she could there until the hot water began to run out. Then she put on her robe and sat on the toilet for several more minutes until Alex knocked on the door and told her to come out. She hastily put her collar back on, took off her robe and opened the door. Alex told her Blaine had left. He ordered her into the bedroom and told her to climb on the bed on all fours. His tone was peremptory; she wondered if she had done something to displease him. She half-expected a strapping. But after undressing he merely climbed on the bed and entered her from behind. He fucked her long and hard and passionately. He was always a passionate lover but tonight he seemed even more aroused than usual. Had it excited him, watching another man spank her and having her give him a blow job?

That was three weeks ago and since then he had not said a word about Blaine or the evening. So why was he bringing it up now? Meanwhile he followed up his remark about the “impression” Blaine had made by asking her if she didn’t agree that he was a very handsome man. She replied, “I guess so. I don’t know. I didn’t get a good look at his face. You told me not too.”

“Yes, that’s true.”

“Sir, may I ask a question?”

“Yes.”

“Why are you bringing up Mr. Blaine all of a sudden?”

“Because, Julie, it’s connected with what I’ve been discussing. Did you understand what I was telling you about the business?”

“Not all of it, sir. I understood the part about the company losing money.”

“Well it’s worse than that. A lot worse. The fact is, in a few months we’ll run out of cash. I’ll have to close the business.”

“Oh, no!”

“Oh, yes. The recession hit us bad. Business is picking up again, but what with interest payments we’re still paying out more than we’re taking in. If only I could get a loan to tide me over through the end of the year. This year’s holiday season is bound to be better than last year’s. Only the bank won’t give me a new loan. They say they need more collateral. But I’m already mortgaged to the hilt!”

He buried his face in his hands. She was shocked. She had never seem him like this before, nor had she any idea the business was in this much trouble.

He looked up and said, “You asked me why I brought up Tom. It’s because Tom might be the solution to our problems. Tom is a very wealthy man. I might be able to get a loan from him.”

“That’s sounds like good news, sir.”

“Maybe. Maybe it is.”

She was puzzled by this. For a while he sat there, staring into space.

“Sir, what does Mr. Blaine do?”

“He’s an investor. He manages a private hedge fund. That’s all I really know, but everyone agrees he’s fabulously wealthy.”

“But he’s offered to loan you money, sir?”

“Yes, only he too insists upon collateral.”

“But you said you didn’t have any.”

“Yes, but Tom is prepared to accept the kind of collateral that the bank won’t.”

“What kind is that, sir?”

After a long pause he said, “You.”

“Me? I don’t understand.”

“He’s offered me a very generous loan at below market interest rates, payable in six months with you as collateral.”

“How can a person be collateral, sir?”

“How indeed. He wants you to come live with him as his slave until the loan is paid off.”

This stunned Julie into silence.

“So what do you think, Julie?” His face had a wry smile as if he were sharing some weird joke.

“It sounds like he’s a little crazy, sir.”

“Well, if he’s crazy the world hasn’t found out yet. He’s very well known and respected in the business community. Socially, too. He also gives a lot of money to charity.”

“But loaning money on a person?”

“Remember I told you he was a major league kinkster? In his circle of kinksters trading slaves is no big deal.”

“Have you met any of these guys? The ones in his circle?”

“Me? No. Guys like Blaine travel in very different circles from people like me. It’s only by chance that I got to know him at all. He’s an excellent racquetball player and he was looking for competition. Someone mentioned my name.

It began to dawn on Julie that maybe Alex was serious after all. Why else would he be bringing this up?

“So he’d really give you a loan if I came to live with him?”

“That’s what he says.”

“Why is he so interested in me?”

“That’s easy. He likes your body, plus you can take a good spanking.”

“I know I have a nice body but so do lots of girls.”

“Blaine particularly fancies yours. He went into some detail about it, about your height, weight, the color of your eyes, the shape of your breasts, and of course, your ass. The man happens to be a connoisseur of many things. He collects works of art, vintage wine, rare books. He’s told me how he’ll go to great lengths to get the exact piece he wants. Well, now he wants you.”

“I guess I should be flattered.”

She felt a tingling between her legs. The knowledge that her body inspired lust had always acted as an aphrodisiac. It was why she liked being kept naked. It was also one of the things she liked about being spanked, for while doing it he would all the while be looking at her ass. He told her many times how much he loved her ass, what a thing of beauty it was, and she loved to feel his erection while lying across his lap, knowing that it was her body that was making his cock grow hard.

Alex was silent, looking glum. Finally she asked, “Sir, what would happen if you couldn’t get a loan?”

“Then it’s ruin. Bankruptcy. I’d lose everything, not only the business but even the condo.”

She pondered this for a while then said, “I’ll do it.”

“You mean you’ll ...”

“Yes, sir. I’ll do what he wants.”

His face registered a mixture of shame and relief.

“You don’t really have to do this, Julie. We’ll get through this somehow.”

“No, sir, I can see it’s the only way. I do have one question: What would it mean if I did what he asked and he gave you the loan but you couldn’t repay it?”

“Well, then I’d be out of business. Then the loan would just have been a temporary reprieve.”

“What I meant, sir, was what would happen to me?”

“To you?” He laughed bitterly. “According to Blaine I would lose my ‘collateral’ as he puts it. In other words you would become his slave permanently. But of course that’s ridiculous.”

“Yes, sir, that is ridiculous.”